:root{--navy:#1f3864;--navy2:#2e5496;--teal:#2e8b8b;--ink:#1a2230;--mut:#5b6472;--bg:#f6f8fb;--line:#e4e9f1;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--navy2);text-decoration:none}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
/* nav */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:20px;letter-spacing:.5px}
.brand img{width:34px;height:34px;border-radius:7px}
.brand small{display:block;font-size:10px;font-weight:600;color:var(--teal);letter-spacing:1.5px;margin-top:-3px}
nav.links a{color:var(--ink);font-weight:600;font-size:15px;margin-left:22px}
nav.links a:hover{color:var(--navy2)}
.btn{display:inline-block;background:var(--navy);color:#fff!important;padding:11px 20px;border-radius:8px;font-weight:700;font-size:15px;border:2px solid var(--navy);transition:.15s}
.btn:hover{background:var(--navy2);border-color:var(--navy2)}
.btn.ghost{background:transparent;color:var(--navy)!important}
.btn.ghost:hover{background:var(--navy);color:#fff!important}
.btn.teal{background:var(--teal);border-color:var(--teal)}
.btn.teal:hover{background:#256f6f;border-color:#256f6f}
nav.links a.navcta{margin-left:22px}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,#16294a 100%);color:#fff;padding:82px 0 74px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;left:0;top:0;bottom:0;width:8px;background:var(--teal)}
.hero h1{font-size:44px;line-height:1.12;font-weight:800;max-width:820px;letter-spacing:-.5px}
.hero p.sub{font-size:20px;color:#cdd8ec;margin-top:18px;max-width:720px}
.hero .cta{margin-top:30px;display:flex;gap:14px;flex-wrap:wrap}
.kicker{color:var(--teal);font-weight:700;letter-spacing:2px;font-size:13px;text-transform:uppercase}
.badges{margin-top:34px;color:#9fb0cf;font-size:13.5px;font-weight:600;letter-spacing:.3px}
.badges span{display:inline-block;margin-right:6px;border:1px solid #3a4d73;border-radius:20px;padding:5px 12px;margin-bottom:8px}
/* sections */
section{padding:64px 0}
section.alt{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:30px;color:var(--navy);font-weight:800;letter-spacing:-.3px}
h2 + p.lead{color:var(--mut);font-size:18px;margin-top:10px;max-width:760px}
h3{font-size:19px;color:var(--navy);margin-bottom:6px}
.grid{display:grid;gap:20px;margin-top:34px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:24px;transition:.15s}
section.alt .card{background:var(--bg)}
.card:hover{border-color:var(--teal);box-shadow:0 6px 22px rgba(31,56,100,.07);transform:translateY(-2px)}
.card .tag{display:inline-block;font-size:12px;font-weight:700;color:var(--teal);text-transform:uppercase;letter-spacing:1px;margin-bottom:8px}
.card p{color:var(--mut);font-size:15.5px}
.price{font-weight:800;color:var(--navy);font-size:22px;margin-top:12px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:34px;counter-reset:s}
.step{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:18px 16px;position:relative}
.step b{color:var(--navy);display:block;margin-bottom:4px;font-size:16px}
.step span{color:var(--mut);font-size:13.5px}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:-12px;left:16px;width:26px;height:26px;background:var(--teal);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px}
.appcat{margin-top:40px}
.appcat h3{font-size:22px;border-left:4px solid var(--teal);padding-left:12px;margin-bottom:16px}
.applist{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.app{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:18px}
.app b{color:var(--ink)}
.app .why{display:block;color:var(--mut);font-size:14px;margin-top:6px}
.app .why em{color:var(--teal);font-style:normal;font-weight:700}
.cta-band{background:var(--navy);color:#fff;border-radius:16px;padding:44px;text-align:center;margin-top:10px}
.cta-band h2{color:#fff}
.cta-band p{color:#cdd8ec;margin:10px 0 22px;font-size:18px}
.two{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center}
ul.check{list-style:none;margin-top:16px}
ul.check li{padding-left:28px;position:relative;margin-bottom:10px;color:var(--mut)}
ul.check li:before{content:"\2713";position:absolute;left:0;color:var(--teal);font-weight:800}
footer{background:#12213c;color:#aebbd4;padding:40px 0;font-size:14px;margin-top:0}
footer .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer a{color:#cdd8ec}
footer .disc{max-width:560px;color:#7f8fb0;font-size:12.5px;margin-top:14px}
.contact-form{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:28px;margin-top:24px}
.contact-form label{display:block;font-weight:600;margin:14px 0 6px;font-size:14px}
.contact-form input,.contact-form textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:11px;font-size:15px;font-family:inherit}
@media(max-width:820px){.g3,.g2,.applist,.two{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.hero h1{font-size:32px}nav.links a:not(.navcta){display:none}}